Supplementary seafarers’ insurance

Aaria Unemployment Fund has taken out supplementary insurance for its seafaring members who work on board foreign merchant vessels in international shipping within the meaning of the Seafarers’ Employment Contracts Act (chapter 5, section 12 of the Unemployment Allowances Act). The purpose of the supplementary insurance is to ensure that seafarers who live in Finland and work on board foreign vessels flying the flag of a non-EU/EEA country not be without earnings-related unemployment security.

A supplementary insurance premium is charged for the period during which you work on board a vessel registered in a non-EU/EEA country. The supplementary insurance costs EUR 50 per month, i.e. EUR 600 per year.

You can receive an invoice for paying the supplementary insurance by contacting our customer service. Please send us an employment contract that confirms your employment on a foreign merchant vessel.

The supplementary insurance makes policyholders eligible for an earnings-related allowance of EUR 42.05 per day. The earnings-related allowance can be paid for a maximum period of 400 days of unemployment. The full amount of the earnings-related allowance and the supplementary insurance together cannot exceed the maximum amount of the earnings-related allowance laid down in the Unemployment Allowances Act, however. Policyholders entitled to the supplementary insurance are not entitled to the child support supplement of earnings-related allowance.

If your employment requirement includes both work performed in Finland and work performed on board a vessel flying the flag of a non-EU/EEA country, the amount of your earnings-related allowance depends on which type of work you have done more of. If you have performed more work on board a vessel registered in a non-EU/EEA country, your earnings-related allowance is EUR 42.05 per day. If, on the other hand, you have worked more in Finland during that period, the amount of your earnings-related allowance is calculated based on the income earned in Finland.